MCIC Monthly Update for NOVEMBER 2025
Thanks to you—and more than 300 community members who’ve pledged their support—the Moscow Community Investment Cooperative (MCIC) is moving steadily from vision to reality. Together, we’re building something extraordinary: a locally owned cooperative investing directly in downtown Moscow properties to keep our spaces accessible, welcoming, and rooted in community values.
Join Us: MCIC Meet & Greet
Tuesday, November 19
5:30 PM
1912 Center – 3rd Floor
Come connect with the MCIC Board and fellow community investors. We’ll share updates, answer questions, and talk about the next phase of launching our co-op.
Progress Report
In the last few months, your volunteer Board of Directors has been working hard to turn the co-op’s concept into a fully functioning business. Here’s what’s been accomplished:
- Incorporated the cooperative as a legal entity
- Drafted bylaws and a stock prospectus
- Established committees and opened a bank account
- Attended co-op development trainings and sought professional guidance
- Begun the process of gaining approval from the Idaho Securities Bureau and potentially the U.S. Securities and Exchange Commission (SEC)
That last step—securities approval—is what will allow us to officially sell shares and begin investing. Because MCIC is only the third real estate investment co-op of its kind in the U.S., the legal path is complex and requires expert support.
Here’s the Challenge
To start selling shares and accept investments, we need to cover start-up costs estimated at around $25,000. These expenses include:
- Legal and compliance fees
- Bookkeeping and tax support
- Website and communications
- Insurance, printing, and advertising
We’ve already made strong headway, thanks to early donations and support from:
- Mission West, who covered initial incorporation legal fees
- The Unitarian Universalist Church of the Palouse, through an Impact Grant
- The Moscow Food Co-op, for contributing to early start-up costs
- And a dozen generous local donors who gave over $7,500 following our last newsletter
How You Can Help Now
We’re asking our supporters to consider making a one-time, non-tax-deductible donation to help us reach the $25,000 goal.
If each person contributed just $50–$100, we would fully fund our start-up needs and be ready to move forward with state and federal approvals.
Send checks to:
Moscow Community Investment Cooperative
P.O. Box 8596
Moscow, ID 83843
(Please note: donations do not reduce your pledge amount. You can also let us know if you’d like to be named in a public thank-you—donation amounts will remain private.)
Your support has already brought MCIC further than anyone thought possible when this idea began last year. With this next step, we’ll be ready to officially launch investment opportunities and start preserving the spaces that make downtown Moscow special.
Thank you for being part of this pathbreaking work. We can’t wait to see you on Wednesday, November 19.
With gratitude,
The MCIC Board of Directors