Moscow is worth investing in.
together, we do.
The Moscow Community Investment Co-op (MCIC) is a cooperative of residents and investors who believe in Moscow's future — pooling resources to collectively own and steward the spaces that make our community what it is.
Learn How it Works
“We are a community of people who are passionate about Moscow — its culture, its businesses, its neighbors — and committed to making sure it remains equitable and accessible for generations to come.”

Across the country, local real estate is increasingly owned by outside interests with no stake in the communities they hold. MCIC is Moscow’s cooperative answer: a way for the people who live here to collectively own and steward the properties that define our town.

When the community owns the space, the community shapes the space. That’s the cooperative model — and it’s why we exist.

THE COOPERATIVE MODEL

Community ownership, Step by Step

MCIC operates on cooperative principles: democratic governance, shared ownership, and decisions made by the people with a stake in the outcome.

01

OWNERS

Residents buy a share

Latah County residents purchase a $1,000 ownership share, gaining one vote and active participation rights in the co-op.

02

INVESTORS

Investors provide capital

Idaho residents and organizations can purchase non-voting, dividend-bearing investment shares at various levels to support the mission.

03

TOGETHER

We identify properties
The board and membership collectively evaluate and pursue downtown properties that align with our values and community needs.

04

IMPACT

Community shapes the space

Owners vote on key decisions. Tenants are selected for mission alignment. Properties are managed transparently, for the long term.

TWO WAYS TO PARTICIPATE

Find Your PLACE in the Co-op

MCIC has two distinct membership paths, each with its own eligibility and benefits. Both require meeting our application criteria.

OWNERSHIP

BECOME AN OWNER

$1,000 ownership share · One vote · Active governance

For Latah County residents who want a voice in the cooperative. Owners elect the Board, vote on key decisions, and can serve in governance themselves.
Full ownership details ->

INVESTMENT

Make an Investment

Multiple share levels · Dividend-bearing · Non-voting

For Idahoans and organizations who want to support the mission financially. Investment shares carry dividend potential but no governance role.
Full investment details ->

OUR VALUES

What Guides Us

Cooperative principles
We follow cooperative values to meet common needs and make decisions democratically.
Local ownership
Capital and decision-making stay in the hands of the people who live and work here.
Cultural vitality
We value Moscow’s rural college town atmosphere and “Heart of the Arts” identity.
Transparency
Clear reporting on finances, governance, and project outcomes — always.
Diverse community
We support local business owners, residents, and neighbors of all backgrounds.
Long-term sustainability
Social, economic, and environmental sustainability guide every investment decision.

Believe in Moscow’s future? So do we.

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STARTUP FUND

The work behind the launch needs funding too

Before MCIC can sell a single share, we have to clear a substantial legal and regulatory bar — securities counsel, the state registration filing, financial modeling, and the formation work that makes a cooperative legitimate and durable.

That work costs money we can’t raise through share sales, because we can’t sell shares until it’s done. Contributions to the startup fund are what get us across that line.

$35,000

STARTUP FUND GOAL
    • Securities counsel and legal review
    • Idaho Securities Bureau registration filing
    • Financial modeling and forecasting
    • Cooperative formation and governance setup

A contribution to the startup fund is a donation — it is not a purchase of stock, does not create an ownership interest, and does not reserve or apply toward any future share purchase.