QUESTIONS & ANSWERS
Moscow is worth investing in.
together, we do.
The Moscow Community Investment Co-op (MCIC) is a cooperative of people who believe in Moscow's future, pooling resources to collectively own and steward the spaces that make our community what it is.
Born in Moscow, built for Moscow
A group of Moscow community champions began meeting in the summer of 2024, united by a shared belief: that the spaces where Moscow’s community gathers, works, and creates should remain accessible and equitable for the people who call this place home.
Their answer was a cooperative: a structure where ownership is collective, governance is democratic, and the mission isn’t profit maximization but community benefit. No single group, interest, or investor holds outsized control. Every owner gets one vote.
MCIC is that cooperative and in the process of developing a plan to offer shares of its stock to qualified purchasers. Voting shares and membership in the cooperative will be open to residents of Latah County who are at least 18 years old and who otherwise qualify to purchase those shares. Companies and individuals who are headquartered or live in Idaho (but outside Latah County) and who otherwise qualify may purchase nonvoting shares of stock.
MISSION STATEMENT
MCIC empowers its owners and investors to purchase, improve, and manage properties to realize our shared vision for a socially and culturally vibrant, welcoming community where all can thrive.
OUR VALUES
What Guides Us
Believe in Moscow’s future? So do we.
Meet the MCIC Board
MCIC’s Board is made up of Moscow-area community members serving as volunteers. They are elected by the ownership and accountable to it and they’re the people doing the work of getting this cooperative off the ground.
Interested in serving?
MCIC has open Board seats and committee roles across Business Development, Finance, and Outreach & Engagement. Board service is entirely volunteer and an actionable role. If you care about Moscow and have time and talent to give, we’d love to hear from you.
NOTICE
Important Notice Regarding Securities Offering
The information contained on this website is provided solely for general informational purposes regarding MCIC, its business, products, services, and operations. This website does not constitute an offer to sell or a solicitation of an offer to buy any security, cooperative interest, or other investment in MCIC.
MCIC has filed an application to register a securities offering with the Idaho Department of Finance. No securities may be sold, and no offers to buy may be accepted, until the registration has become effective and all applicable legal requirements have been satisfied. Any such offering will be made only by means of an offering circular, prospectus, or other disclosure document containing material information about MCIC and the proposed investment.
References on this website to membership, ownership, investor qualifications, eligibility requirements, or potential participation in MCIC are for informational purposes only and should not be construed as an offer, solicitation, recommendation, or invitation to invest.
The Idaho Department of Finance has neither approved nor disapproved the securities referred to in this website, nor has it passed upon the accuracy or adequacy of any offering materials. Any representation to the contrary is unlawful.
Prospective investors should not rely on the information contained on this website in making an investment decision and should review the final offering materials, including all risk disclosures, before making any investment.
You Can Help Right Now
Getting through registration takes money: securities counsel, the state filing, and the financial work behind it. We need $35,000 to cover the legal and startup costs that make everything else possible, and every gift moves us closer to launch. A donation is not a share purchase: it creates no ownership interest and does not reserve or apply toward any future purchase.
Neither shares of MCIC stock nor any cooperative interests are currently being offered for sale through this website. Any future offering of stock and cooperative interests will be made only under authorized offering documents and applicable securities laws. Completion of any inquiry form or request for information does not constitute a reservation, subscription, commitment, or indication that any investment opportunity is available.
Each owner receives exactly one vote. This is a core cooperative principle: democratic decision-making where every voice counts equally.
MCIC will focus on commercial properties in downtown Moscow that align with the cooperative’s values: spaces that support local businesses, arts, and community gathering. The membership will have input into purchase decisions.
MCIC is committed to full transparency. Quarterly financial summaries and an annual impact report are shared with all owners and investors. Major financial decisions require Board approval, and the Bylaws are publicly available.